Here's how to get out of this situation without hurting your CIBIL score.
There may be huge discounts and easy EMI options on your favourite expensive smartphone, but do not swipe your credit card left, right and centre, warns Rajiv Raj
Sacrifice these common misconceptions to improve your credit score this Eid
Here are 5 ways you can get a credit card even if you do not have a job.
Credit cards are not inherently bad. If used responsibly, they can be a saviour in times of need.
Just like our older generation, you should realise that a penny saved now would come in handy when you need a penny.
If used without much care credit cards can become debt traps. But there are ways to use them to your advantage, says Rajiv Raj
Making purchases on your credit card can turn out to be a better idea. Here's why.
Top four consequences for you to keep in mind before you miss a mortgage payment
Though reward points should not be a primary concern while opting a credit card they do hold some monetary value. Be sure to redeem your points on time and make the best use of your card.
We hope this information can help you save and trigger more money saving ideas in your mind.
The advice your mother gave you about choosing your friends wisely got a whole new meaning with lenders looking at your social media posts
Avoid getting into a debt trap by using your credit judiciously. Anil Rego explains how
Paying just minimum amount due? Closed your oldest credit card? Have never accessed your CIBIL report? You could be in trouble :(
Getting married has no direct bearing on the credit score of either of the spouses. However it does impact the financial situation and may sometimes impact the credit score of any individual indirectly due to the action of the partner.
If allowed to go unchecked, this addiction can wreck you financially as well as emotionally.
So how does one protect themselves from misuse of their credit cards? Here are a few helpful suggestions.
You may think that teenagers and credit cards are a recipe for disaster but before you dismiss the idea give it a second thought.
Lenders get a clear idea about your financial health, risk profile and personality trait
Here's how you can reward yourself for having a good CIBIL score.
Here are four ways to keep your credit score in the green
and three times when you should actually use them
You may forget about your mistakes but CIBIL keeps an eye and maintains a record of each and every transaction right from your first credit card!
You require a credit score to get fresh debt and you must have existing debt to get a credit score... Confused? Well, here's how they are related.
There is no such thing as 'free' credit cards. Most of the charges associated with your card are not even told upfront to you. Knowing about these various fees and charges will put you in good stead and help you use your card prudently.
Sharing your credit card with the spouse has it perks. Read on to find out more!
Your credit score is more than just a number. Here's how you can read and understand its importance.
If you are wondering what all this is about and why should your wife need an independent score then read on to find out.
Six compelling reasons to use your credit card. WARNING: reckless use of plastic can land you in a debt rap
If you are the owner of multiple credit cards, here are some dos and don'ts you need to know about credit card management.
In order to make your life a tad easier, here are some pointers on what needs to be done with inheritance of credit card debt.
It all begins with a little overspending on the credit card, and before you know it, you find yourself being sucked into a debt trap. You may think you have a debt pay off plan, but think again!
Because from June 1, 2015, you will have to fork out 14 per cent service tax instead of 12.36 per cent
Just avoid these credit card mistakes and live your second innings in style, says Rajiv Raj
If you are a compulsive credit card user and are at a loss about how to regulate your credit card spend, here is help at hand!
If you are panic-stricken because of your inability to repay even your minimum amount due on your credit card, help is at hand.
To ease the process of decision making while buying a house, we have put together important factors you need to consider.
Following are certain important things that lenders consider while processing loans to self-employed...
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